My Journey

I started trading when I was twelve. I wanted to understand why markets move with just one headline. At first, the charts looked like puzzles. Eventually, I started noticing what these lines couldn’t show: emotion, trust, and instinct behind every move.    

To learn more, I built a few screeners to track companies and patterns. I tested filters, compared trends, and spent hours watching how small pieces of news could shift investor behavior. What began as a hobby soon turned a way to study how people think when faced with risk and uncertainty. 

When I started Jeevandhara, I had more ideas than experience. I began working with a group of farmers to find ways to solve water shortages and help rural women understand the government schemes they could use to save and invest. Soon I realised, I couldn’t do it alone. That’s when I met the team at Bala Vikasa, one of India’s leading community-development organization. They became my mentors, partners and sounding boards.

Together, we worked with local leaders to implement water systems, held workshops for women on financial planning, created women-led savings circles, and conducted sessions in schools on water conservation. Through these experiences, I learnt real change lasts when communities lead it themselves. 

Today, Jeevandhara has grown from one village to eleven. We have built borewells, farm ponds, solar-powered irrigation systems but what’s rewarding is seeing the mindset shift. Women now form their own savings groups, farmers plan ahead for dry seasons, and I often get asked which SIP could help send their children to college or support them during a drought year. 

Over time, our efforts began to get noticed – by Member of Parliament (MP) and Member of Legislative Assembly (MLA) who supported our expansion, and by regional newspapers and TV channels that shared stories of how local collaboration was driving measurable change. These moments of recognition are helping Jeevandhara reach more families who need it the most.

More than anything, this journey has taught me that collaboration multiples impact and change is built together.

Research Intern with Citrus advisors | 6 weeks (Grade 11- 12)

· Conducted fundamental and technical analysis on equity strategies & portfolio diversification.

· Assisted in preparing investor briefs and reports for high-net-worth clients.

Research Intern | Avati consulting solutions | 13 weeks (grade 10-11)  

· Conducted research on BASEL norms on capital adequacy and risk weighting, preparing reports for Middle East Banks.

· Analyzed operations, loan structures, and regulatory landscape of Middle-East Banks.

· Designed and coded a Python-based screening tool evaluating over 10 small banks on corporate governance, solvency ratios, and risk assessment.

· Contributed data-driven insights to industry solvency assessments.

Paper 1: Does the Variance Risk Premium (VRP) from NIFTY Options Drive Excess Returns?
Published in: EconomicSciences; Mentor: Dr. Nikhil Tamta, SRCC, University of Delhi
I studied how volatility pricing reflects investor behavior. I found that markets often price perceived risk faster than actual risk, showing how psychology drives performance.

Paper 2: Quasi-Arbitrage in ADR–Indian Equity Pairs
Published in: AIJFR (Peer Score: 8/10)
Explored price inefficiencies between U.S.-listed Indian ADRs and domestic equities. Through my research, I discovered how global news and U.S. macro events ripple through Indian markets, creating short-lived behavioral gaps.
 

Co-author - Virtuoso (Published book in Grade 9)
Youngest co-author and contributor

Wrote on the legality, global adoption challenges, economic implications, and implementation of cryptocurrencies as a legal tender.   

Some of the most meaningful ideas I have found have come from unexpected conversations.

If you share an interest in stock markets, community building, social innovation, or future of impact-driven economics, let’s connect: arshhora@hotmail.com; www.linkedin.com/in/arshhora